USDA Business & Industry (B&I) Loans

The USDA B&I Guaranteed Loan Program improves the economic health of rural communities by increasing access to business capital through loan guarantees that enable commercial lenders to provide affordable financing for eligible businesses in rural areas.  Loan funds can be used for real estate acquisition (owner occupied or investor real estate), business acquisition, business expansion, equipment purchases, and debt refinancing when refinancing improves cash flow and creates or saves jobs for rural U.S. residents.

Meadows Bank maintains a Certified Lender status by the USDA for it B&I loan program. This allows us to approve loans that could not qualify on a conventional basis and allows us to offer better terms than a conventional loan. The USDA provides a loan guarantee to Meadows Bank to encourage lending in these communities. The guarantee is provided on quality loans which will provide lasting community benefits.

For a details on eligibility, loan amounts, loan terms, collateral required, and fees, please click to download the USDA Lending Program Matrix

If you have any further questions or would like to get started on an SBA Loan Application, please contact the Meadows Bank SBA Loan Officer located closest to the state in which your business operates.  

To learn more about the USDA Loan Programs, please visit


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